2025 Credit Risk Assessment in Crypto Borrowing: HIBT Insights

According to Chainalysis 2025 data, a worrying 73% of crypto borrowing platforms have significant vulnerabilities, raising red flags in credit risk assessment. As the crypto sector expands, particularly in DeFi, understanding how to measure and manage these risks becomes paramount.

Why is Credit Risk Assessment Crucial for Crypto Borrowing?

Imagine going to a market and wanting to borrow a friend’s prized vegetable. You’re cautious: will he get it back? This scenario reflects the concerns in crypto borrowing. When a borrower takes crypto assets, the lender wants to ensure they’re getting their